American Hobbyist Insurance is dedicated to serving the true car hobbyist. With coverage designed especially for the performance-obsessed (you know who you are), we provide unsurpassed service with rates that are surprisingly affordable.
Coverage for your classic car is much different than coverage for your daily driver! To provide your classic with proper protection that recognizes its true collector value, you need Agreed Value* coverage.
Standard auto insurance typically pays claims based on Actual Cash Value, or replacement cost less depreciation. By contrast, Agreed Value* coverage guarantees the full-insured value of the collector vehicle in the event of total loss, less any applicable deductible. American Hobbyist is able to provide outstanding collector vehicle protection at very low cost because our program is limited to experienced drivers who use their collector vehicles on a limited basis. Our customers enjoy the following benefits*:
* Not available in all states
